Financial Health Score

See where your money stands.Start with four numbers.

Enter your monthly income, spending, debt payments, and savings. Your score, pressure point, and 30-day focus update instantly.

Genuine Start0/100
Enter 4 monthly numbers to unlock your score, strongest area, pressure point, and first 30-day mission.
Your money is not broken. It just needs structure.
Ask AI
Enter your monthly income and financial numbers to begin.
Live Financial Health Report
0/100
Waiting for numbers
Savings Protection0%
Debt Health0%
Money Left$0
Primary FocusStart review
Your Results

Financial Health Snapshot

A clear view of your income, outflow, savings protection, and current monthly breathing room.

Financial Health Score0%Your combined financial health result.
Monthly Income$0Your monthly take-home income.
Total Monthly Outflow$0Spending plus debt payments.
Money Left$0Income remaining after monthly outflow.
Total Savings$0Your current cash protection.
Debt Payments$0Your monthly debt-payment pressure.
Savings Coverage0 moMonths of outflow covered by savings.
30-Day FocusStart reviewThe first area to work on.
Score Breakdown

What Is Shaping Your Score?

Your score is built from savings protection, debt health, cash flow, and available room for growth.

🛡️
Savings Protection
0%

Enter your numbers to calculate savings protection.

📉
Debt Health
0%

Enter your income and debt payments to calculate debt health.

💵
Cash Flow
0%

Enter your numbers to calculate monthly breathing room.

🚀
Growth Activity
0%

Enter your numbers to calculate growth room.

Money Signals

What Deserves Attention First?

Focus on one clear pressure point instead of trying to change everything at once.

Biggest Pressure PointWaitingComplete your review to reveal this signal.
Strongest AreaWaitingComplete your review to reveal this signal.
Recommended FocusStart reviewEnter your numbers to reveal your first focus.
Your Progress

Track How Your Score Changes

Set a goal score and see how your Financial Health Score moves every time you save a new review.

Current Score 0 Save a review to start tracking.
Goal Score
out of 100
Set the score you're aiming for.
+8 pts Debt Reduction
+6 pts Emergency Fund
+5 pts Savings Rate
🔒
See your full progress history

Save your first review to start building your progress history. Unlock Premium to see your full trend over time.

Unlock Premium Tracking
Your Focus This Month

Complete your review first.

Your action plan will appear after valid monthly income is entered.

1
Enter your financial numbersStart with monthly take-home income, spending, debt, and savings.
2
Reveal your pressure pointNextMoveAI identifies the category with the most room to improve.
3
Follow your 30-day missionTake one focused action instead of trying to fix everything.
Ask 4 Free AI Questions Open Premium AI Coach
30-Day Money Mission

Your Monthly Mission

Complete your review to generate a focused monthly mission.

Week 1

Complete your Financial Health Score.

Week 2

Review the pressure point your numbers reveal.

Week 3

Make one focused financial improvement.

Week 4

Retake the review and compare your results.

Explanation

Understand Your Result

See what the score means, why the weakest category matters, and which action deserves attention first.

What it means

Enter your financial numbers to generate your score explanation.

Why it matters

Your weakest category can affect the rest of your financial system.

What to avoid

Avoid trying to improve everything before you know where the pressure is.

Next best step

Complete your review and focus on the category that needs attention first.

Saving is optional. Old score information is not loaded automatically.

Save your results

Get a copy of your Financial Health Score emailed to you.

Premium

What Premium Unlocks

The free tools give you a real, honest snapshot. Premium is for tracking what changes over time.

📈 Full Progress History

See every check-in on one chart — not just your current score, but exactly how it moved and why.

🎯 Personalized Action Plans

Step-by-step plans built from your actual numbers, updated as your situation changes.

💬 Unlimited AI Financial Coach

Ask as many questions as you want, anytime — no 4-question limit.

📊 Investment GPS + Wealth Projections

Track what you're investing and see long-term projections against your real goals.

See Premium Plans
AI Score Coach

Ask AI what your result means.

Use your completed review to ask clearer questions about savings, debt, cash flow, and the first area to improve.

Try 4 Free AI Questions Open Premium AI Coach
"What does my Financial Health Score mean?"
"How can I improve my biggest pressure point?"
"What should I work on during the next 30 days?"
"Build a simple plan from my review."
NextMoveAI

Continue Through Your System

Score → Spend → Plan → Grow. Each stage builds on the information you entered here.

Review
Financial Health ScoreUnderstand where you stand today.
 Spending
Money ControlSee where every monthly dollar goes.
 Plan
Financial BlueprintBuild your budget, goals, and roadmap.
 Grow
Future ProgressBuild savings and long-term momentum.
NextMoveAI provides educational guidance and planning tools. It does not provide tax, legal, investment, or personalized financial advice.
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Veto, NextMoveAI assistant